Lending Parameters

UBI Group provides short-term bridge financing for commercial real estate nationwide. Explore our eligible property types, Tier 1 markets, and lending programs below.

Eligible Property Types

Multi-family apartments
Grocery-anchored retail centers
Mixed-use properties
CBD office buildings
Suburban office buildings
Medical offices
Student housing
Warehouses / distribution / flex
Flagged hotels
Parking garages
Self-storage facilities
Condo unit inventory loans

Geography: Tier 1 U.S. Markets

We lend nationwide, with a focus on Tier 1 markets. Multi-family properties are considered anywhere in the United States.

East Coast: New York City & Metro, Boston, Philadelphia, Washington DC, Atlanta, Charlotte
Midwest & South: Chicago, Dallas, Houston, Memphis, Nashville, Austin
West & Mountain States: Denver, Los Angeles, San Diego, San Francisco, Seattle, Portland, Phoenix, Salt Lake City
Florida: Miami

Other Tier 1 markets with 500,000+ MSAs may also be considered.

Lending Programs

First Mortgages

LTV up to 75%
Interest Rate: 10–14%
Term: 1–3 years
Amortization: Interest only
Recourse: Preferred
Origination Fee: 2–3 points
Exit Fee: None
Extensions available (½–1 point)
Borrowing Entity: Special Purpose Entity

Purchasing Distressed Debt

LTV up to 75%
Interest Rate: TBD
Term: 1–5 years
Amortization: TBD
Recourse: TBD
Origination Fee: 2–3 points
Exit Fee: None
Extensions available (½–1 point)
Borrowing Entity: Special Purpose Entity

Financing Third Parties Purchasing Distressed Debt

LTV up to 75%
Interest Rate: TBD
Term: 1–5 years
Amortization: TBD
Recourse: TBD
Origination Fee: 2–3 points
Exit Fee: None
Extensions available (½–1 point)
Borrowing Entity: Special Purpose Entity

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